What is Title Insurance?  December 1, 2018 [Real Estate](https://www.shivazargham.com/news-collection?category=Real+Estate), [First Time Home Buyers](https://www.shivazargham.com/news-collection?category=First+Time+Home+Buyers) [Shiva Zargham](https://www.shivazargham.com/news-collection?author=549489cde4b038b45a702ef8) What is Title Insurance? When a homebuyer makes an offer to buy a house, the home seller wants to be certain that the title to the property is clear. But even the most diligent search of the public records could fail to disclose a number of title defects. Read on to learn about a few of the problems that can suddenly surface. - A forged will or deed - A title transfer by someone underage - A [married person conveying real estate without his or her spouse](https://www.federaltitle.com/owners-title-insurance-a-case-of-forgery-after-infidelity/) - Fraudulent impersonations - Secret marriages - Undisclosed heirs - Invalid divorces - False affidavits Without the protection of title insurance, a homeowner can find himself in serious jeopardy of losing his investment. Title insurance indemnifies against loss if any of these “hidden hazards” result in a claim against ownership. # **Compare policy coverage** Two kinds of title insurance are available. The first is the [Standard Policy](https://www.federaltitle.com/compare-policies/) [Enhanced Policy](https://www.federaltitle.com/compare-policies/) which features expanded coverage. Please visit: [https://www.federaltitle.com/compare-policies/](https://www.federaltitle.com/compare-policies/) for more information and to compare the two policies.
